Group health that keeps your budget steady.
If you run a small business in Oregon, I compare several carriers so you can see real options side by side, then help your team enroll without the headache.
Independent agent · Licensed in Oregon, Arizona, New York, Pennsylvania, South Carolina, Texas, Utah, and Washington · I shop several carriers for you
Coverage for your team, shopped and compared
Offering health insurance is one of the biggest ways a small business takes care of its people. It is also one of the places where the numbers can feel impossible to pin down. That is the part I take off your plate.
Because I am independent, I am not tied to one company. I gather quotes from several Oregon carriers, put them next to each other, and show you what each one really means for your budget and your team. Then I help everyone enroll and I stay on as your point of contact all year.
If your renewal came back higher than you expected, that is usually the right moment to look. Sometimes the fix is a different plan design with the same carrier. Sometimes it is a different carrier entirely. Sometimes it is ICHRA. I will lay out each path so the decision is yours, made with real numbers in front of you.
The whole thing, start to finish
Side by side quotes
I pull plans from several carriers and line them up so you can actually compare premiums, deductibles, and networks.
Renewal review
When your renewal lands, I check it against the market to see whether staying put still makes sense.
ICHRA option
If a traditional group plan keeps climbing, I will show you whether an ICHRA could steady your costs instead.
Dental, vision, and life
The add ons that round out a benefits package, brought in when they fit your team and your budget.
Enrollment help
I walk your employees through their choices and handle the paperwork so you are not the help desk.
Year round support
Questions come up in month seven, not just at renewal. I am your contact whenever they do.
Who this tends to fit
- Oregon small businesses with a few employees or more
- Owners whose renewal keeps rising each year
- Teams that want dental, vision, and life in one place
- Businesses weighing a group plan against ICHRA
- Owners who want one person to call all year
- Companies offering benefits for the first time
Simple, and steady, from the first call
We talk
You tell me about your people and your budget. There are no forms to wrestle with first.
I shop
I compare several carriers and bring you clear options, side by side, in plain English.
You choose
You pick what fits. I handle the paperwork and stay with you long after you enroll.
Good things to know
How many employees do I need to offer a small group plan?
In most cases you need at least one enrolling employee besides the owner. Group size rules vary a little by carrier and state, so the simplest answer is to tell me your team and I will confirm what you qualify for.
Do I have to pay the whole premium for my employees?
No. Most carriers ask the employer to cover a share of the employee premium, often around half, but the exact contribution is flexible. I will show you how different contribution levels change your monthly cost.
My renewal went up a lot. Can you help?
Yes, and that is one of the most common reasons people call me. I compare your renewal against other carriers and against ICHRA, then show you the options side by side so you can decide with real numbers.
Can I add dental, vision, and life for my team?
Yes. Those can be bundled with your medical plan or added separately. I bring them in when they make sense for your budget and leave them out when they do not.
What does it cost to work with you?
There is no separate fee to work with me. As an independent agent, I am compensated by the carrier you choose, and that does not change your premium.
Let's look at your group options
Send me your renewal or your team size and I will bring you clear options, side by side, with no pressure to switch.